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Our products
for cooperatives

Life is too risky not to be insured.

See our cooperatives products

Choose the policy that works best for you.

Collective Life Rent Insurance
Group Insurance
Members of cooperative of housing plan

Pays the monthly next payment up to a year and a life insurance in case of death.

Life Insurance for Involuntary Unemployment of Credit to the Consumer
Group Insurance
Cooperative members less than 65 years that acquire a loan.

The Policy offers a benefit that guarantees the monthly payment of the debtor’s loan in case of losing their employment involuntary means.

Income Protection
Group Insurance
Cooperative employees

Income if the insured cannot work for a short period of time.

Pensions of Compensation Deferred 401k Plan
Group Insurance
Cooperative employees

Retirement plan, coalified that permits participant to realize contribution same as the employer.

Life Collective Insurance
Group Insurance
Cooperative members

Alternatives accessible to be insured.

Collective Life Savings Insurance
Group Insurance
Cooperative members

Pays a benefit in agreement with the balances in your savings up to a maximum established in your policies.

SINPREX
Group Insurance
Cooperative members

SINPREX provides that in the event of your death the loan balance will be paid in full.

SIEX
Group Insurance
Cooperative employees

Available for exempt groups from SINOT

SINOT
Group Insurance
Cooperative employees

Protecting your employees is the best form to demonstrate the value of their work and their daily compromise.

Special Accident Policy (PEA)
Accident and Health Insurance
Cooperative employeers

Protection against physical harm, caused by accidents if you participate in an activity or sports event.

Individual Life Insurance
Co-op members or employees provide financial support to cover necessities your family may have at the time of your death.

Provides financial support to cover funeral costs, debt or general expenses, and other necessities your family may have at the time of your death.

Mortgage Credit
Group Insurance
Cooperative members

It covers your loan guaranteed by a mortgage.

Card and Credit Line
Group Insurance
Cooperative members less than 64 years old.

Insurance to reduce or pay off the balance that existed on the card, in case of an accident, death or inability.

Group Insurance for Directors
Group Insurance
Directors

Plan for directors, consultants, committee, advisors and company’s employees, associations, cooperatives, and central organism.

Group Funeral Insurance
Group Insurance
Employees or clients of the cooperatives

It provides economic help for the funeral expenses incurred by the death of insured.

We can't find your product, please contact us directly to make sure you get what you need.
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Frequently asked questions

We leave you some of the most frequently asked questions about our plans

Does a jointly coverage exists under the Funeral coverage?

Yes, it exists the jointly coverage (contract that cover more than one life).

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Do shared requirements to be eligible under Funeral coverage exists?

Yes, the shared requirements do exist to be eligible. The share requirements to become a member vary for each co-op. Because the requirement for shares depends on the establishment of each cooperative.

Flecha color negro del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.

The IIT policy does it have a waiting period?

Yes, it does have a waiting period. If the claim is denied due to the pre-existence of the personal loan and the member has had a loan before.

Flecha color negro del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.

Will the last loan be paid?

Yes, the last loan will be paid if the last loan has more than 12 months.

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Where can I settle the claim as a member of the Cooperative that acquire an insurance?

You should settle your claim at the Cooperative of Saving and Credit, where you obtain your policy.

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Steps to acquire your insurance

In just three steps, you can get the policy you are looking for.

Initial orientation
Evaluation
Presentation
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Initial Consultation

In your initial orientation appointment, the objective is to establish good relations hear youcarefully and make adequate questions to know which you are needs a free consultation.

Evaluation

Depending on your needs, we evaluate the different products beneficial for you.

Presentation

Besides your resume, we will continue to evaluate all information provided to recover your situation and confirm your needs. We propose an action plan that identifies and explains different products and alternatives that meet your needs. If you agree with our recommendations, we help you get the product.

Orientación Inicial

En la cita inicial el objetivo es establecer una buena relación, escucharle detenidamente y hacerle las preguntas adecuadas para saber cuáles son sus necesidades.  

Evaluación

Dependiendo sus necesidades, se evaluarán los diferentes productos de mayor beneficio para usted.

Presentación

Además, de resumir la situación, confirmar sus necesidades se procede a evaluar toda la información provista, se presenta un plan de acción en el que se identifican y explican los diferentes productos y alternativas que satisfagan sus necesidades.  Si usted está de acuerdo con las recomendaciones, se le ayuda adquirir el producto.

You only have one life, SECURE IT! -
You only have one life, SECURE IT! -

Protect your life and those that are most important

At COSVI, we take care of your life and what matters most through a personalized plan that employsyour essentials.

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Special attention
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Personalized plans
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Presence in all the Country
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