Income Protection
Income if the insured cannot work for a short period of time.

Product summary
Group plan
Salary is provided to employees if an illness or occupational or non-occupational injury prevents the insured from working for a short period.
Weekly benefits, coordinated with SINOT, driver insurance, ACAA, and state fund insurance.
Benefits
- The available plans are:
- Regular protection: Disability non-occupational insurance that provides benefits for disability up to a maximum hospital stay of 26 weeks. Services coordinated with SINOT, Driver Insurance, ACAA, and State Insurance.
- Platinum protection: Incapacity non-occupational insurance that provides benefits when an accident or illness results in a non-occupational disability. Provides 75% of a weekly salary up to a maximum of $1,000. Services coordinated with SINOT, driver insurance, and ACAA.
- Plus Platinum Protection: Incapacity non-occupational and occupational insurance that provides benefits in the event of a non-occupational disability due to accident or illness. Services coordinated with SINOT, Driver Insurance, ACAA, and State Insurance Fund.

Contract dispositions
- Maximum period of coverage until 26 weeks.
- Services coordinated with SINOT, Driver Insurance, ACAA and State Insurance Fund.

Payment methods
These are the payment methods available to purchase your plan.
Frequently asked questions
We leave you some of the most frequently asked questions about our plans
How can I convert my payment in a recurrent one?
To change your payment to a recurrent one, you should fill out a bank card form, select the day you which realize the order, which are 1, 7, 14 and 21 and the payment frequencies wish as monthly, quarterly, semestral, or annual.
To acquire a life or accident insurance does it require a medical exam?
There are no insurance alternatives that guarantee emissions, so you can get insurance without a medical exam. It absorbs savings for future or health problems.
To whom is emitted the check of premium return check?
Premium refunds that have not been accrued will be issued to the person who paid the premium.
What is a beneficiary?
Is the person designated to receive the insurance in case of your death.
Do shared requirements to be eligible under Funeral coverage exists?
Yes, the shared requirements do exist to be eligible. The share requirements to become a member vary for each co-op. Because the requirement for shares depends on the establishment of each cooperative.
What information is necessary to emit a payment?
All payments should include all this information: Name of insured, policy number and amount of payment.
Steps to acquire your insurance
In just three steps, you can get the policy you are looking for.



Initial Consultation
In your initial orientation appointment, the objective is to establish good relations hear youcarefully and make adequate questions to know which you are needs a free consultation.
Evaluation
Depending on your needs, we evaluate the different products beneficial for you.
Presentation
Besides your resume, we will continue to evaluate all information provided to recover your situation and confirm your needs. We propose an action plan that identifies and explains different products and alternatives that meet your needs. If you agree with our recommendations, we help you get the product.
Orientación Inicial
En la cita inicial el objetivo es establecer una buena relación, escucharle detenidamente y hacerle las preguntas adecuadas para saber cuáles son sus necesidades.
Evaluación
Dependiendo sus necesidades, se evaluarán los diferentes productos de mayor beneficio para usted.
Presentación
Además, de resumir la situación, confirmar sus necesidades se procede a evaluar toda la información provista, se presenta un plan de acción en el que se identifican y explican los diferentes productos y alternativas que satisfagan sus necesidades. Si usted está de acuerdo con las recomendaciones, se le ayuda adquirir el producto.
What our clients are saying
Look what are insured have to say about our policies and our services.
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