Special Accident Policy (PEA)
Protection against physical harm, caused by accidents if you participate in an activity or sports event.

Product summary
Group plan
If you are participating in an activity or sporting event, the Special Accident Policy (PEA) protects against personal injury caused by accident. Additionally, it covers transporting participants to and from the event location.
If you organize group activities or a summer camp, this policy is the best option for you to be secure in the case of an occurrence. The minimum premium for this insurance is $75.
Benefits
- COSVI will reimburse the expenses incurred for medical expenses and the daily pay for the hospitalization at the time of receiving evidence that results in injuries or causes of an accident.
- It will also provide the payment of a specific amount if suffers less than what was caused by the death of an accident disbursement, vision, hearing, and voice for the adequate use of the seat belt and the payment for final expenses.

Diverse functions
- Sports/Recreational activities
- Summer camp
- Material schools
- Special events

Payment methods
These are the payment methods available to purchase your plan.
Frequently asked questions
We leave you some of the most frequently asked questions about our plans
How much time do I have to settle a claim for death or inability?
You should settle your claim no later than 24 months from the date of your death or incapacity.
When the Cooperative of Savings and Credit does not send a declaration od the heirs or a testament, to who’s name is the check made?
The check comes out under the Cooperatives names.
The IIT policy does it have a waiting period?
Yes, it does have a waiting period. If the claim is denied due to the pre-existence of the personal loan and the member has had a loan before.
Are the nuclear tests covered under the School and the Special Accidents Policy?
No, only covers X-Ray.
What alternatives do I have to obtain a life insurance in COSVI without a need to go through a medical exam?
We have some examples available that are generation 40/80 and Cosvi Serena.
The cancer policy only covers the deductible of the medical plan or the total of expenses incurred?
No, the reimbursement will be processed in line with the benefit reclaimed and the limits of the coverage.
Steps to acquire your insurance
In just three steps, you can get the policy you are looking for.



Initial Consultation
In your initial orientation appointment, the objective is to establish good relations hear youcarefully and make adequate questions to know which you are needs a free consultation.
Evaluation
Depending on your needs, we evaluate the different products beneficial for you.
Presentation
Besides your resume, we will continue to evaluate all information provided to recover your situation and confirm your needs. We propose an action plan that identifies and explains different products and alternatives that meet your needs. If you agree with our recommendations, we help you get the product.
Orientación Inicial
En la cita inicial el objetivo es establecer una buena relación, escucharle detenidamente y hacerle las preguntas adecuadas para saber cuáles son sus necesidades.
Evaluación
Dependiendo sus necesidades, se evaluarán los diferentes productos de mayor beneficio para usted.
Presentación
Además, de resumir la situación, confirmar sus necesidades se procede a evaluar toda la información provista, se presenta un plan de acción en el que se identifican y explican los diferentes productos y alternativas que satisfagan sus necesidades. Si usted está de acuerdo con las recomendaciones, se le ayuda adquirir el producto.
What our clients are saying
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