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Individual Life Insurance

Type of product
Eligibility
Co-op members or employees provide financial support to cover necessities your family may have at the time of your death.

Provides financial support to cover funeral costs, debt or general expenses, and other necessities your family may have at the time of your death.

Product summary

Productos disponibles

Individual or group plan

One of the reasons to protect our loved ones or motivate us to plan for our economic future when I wouldn't. When we think about planning our finances, one of the ways we offer to help us along the way is life insurance.

The same one provides financial support to cover funeral costs, debt or general expenses, and other necessities your family may have at the time of your death.

Benefits

  • Provide life protection for the insured.
  • Leveled amount of the insurance.
Individual Life Insurance

Contract dispositions

  • Protects your family in the case of any event that may occur.
  • To be part of forming the necessary financial planning to accomplish your family’s goals and dreams of your loved ones. Offers free funds from taxes for any expenses related to your death. To serve as a savings instrument for the future.
Individual Life Insurance

Payment methods

These are the payment methods available to purchase your plan.

Logo prinicpal del método de pago Google Pay, del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.
Logo prinicpal del método de pago Apple Pay, del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.
Logo prinicpal del método de pago Samsung Pay, del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.
Logo prinicpal del método de pago Android Pay, del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.
Logo prinicpal del método de pago Visa, del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.
Logo prinicpal del método de pago Mastercard, del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.
Cheque
Efectivo

Frequently asked questions

We leave you some of the most frequently asked questions about our plans

Does the cancer and pernicious illnesses cover ambulatory medical visits to doctor?

No, it only covers medical visits in hospitals that are not surgeons or oncologists.

Flecha color negro del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.

What is an endorsement?

An endorsement is an additional coverage that you add to an insurance policy to get specific protection. To find out which endorsements apply to your insurance, you should receive an introduction from a representative.

Flecha color negro del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.

How can I convert my payment in a recurrent one?

To change your payment to a recurrent one, you should fill out a bank card form, select the day you which realize the order, which are 1, 7, 14 and 21 and the payment frequencies wish as monthly, quarterly, semestral, or annual.

Flecha color negro del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.

What is the cost of a Life Insurance?

The premium is the amount established that you must pay as owner of the policies, and it will depend on what type of insurance and the endorsement you need. For more information, you can get in touch with an Authorized Representative.

Flecha color negro del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.

Which is the period to settle a claim on the school policy or Special Accidents Policy?

The period is 90 days.

Flecha color negro del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.

Does the Intensive Care Unit Policy, covers telemetry an immediate unit?

No, is not covered.

Flecha color negro del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.

Steps to acquire your insurance

In just three steps, you can get the policy you are looking for.

Initial orientation
Evaluation
Presentation
Imagen del sitio web de COSVI, compañía de seguros en Puerto Rico.Imagen del sitio web de COSVI, compañía de seguros en Puerto Rico.Imagen del sitio web de COSVI, compañía de seguros en Puerto Rico.

Initial Consultation

In your initial orientation appointment, the objective is to establish good relations hear youcarefully and make adequate questions to know which you are needs a free consultation.

Evaluation

Depending on your needs, we evaluate the different products beneficial for you.

Presentation

Besides your resume, we will continue to evaluate all information provided to recover your situation and confirm your needs. We propose an action plan that identifies and explains different products and alternatives that meet your needs. If you agree with our recommendations, we help you get the product.

Orientación Inicial

En la cita inicial el objetivo es establecer una buena relación, escucharle detenidamente y hacerle las preguntas adecuadas para saber cuáles son sus necesidades.  

Evaluación

Dependiendo sus necesidades, se evaluarán los diferentes productos de mayor beneficio para usted.

Presentación

Además, de resumir la situación, confirmar sus necesidades se procede a evaluar toda la información provista, se presenta un plan de acción en el que se identifican y explican los diferentes productos y alternativas que satisfagan sus necesidades.  Si usted está de acuerdo con las recomendaciones, se le ayuda adquirir el producto.

What our clients are saying

Look what are insured have to say about our policies and our services.

Rose Gonzales

Excellent customer service.

Wilberto Ramos

Tremendous company. It is by appointment, at the moment, they are very helpful and fast, you do not waste time. Make an appointment by phone and that's it!!! Good service.

Rosalinda Soto

Good service, I won't let them.

Victor L. Martinez De León

Very well located and a wide variety of insurance products.

Nancy Linares

I was treated very kindly and promptly.

Flecha color blanco del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.
Flecha color blanco del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.

Other products available

Choose the policy that works best for you.

Term Life Insurance
Life insurance
Persons between 18 and 70 years old.

Protection by the Term chosen 10, 15, 20, 25 and 30 years.

Compás
Accident and Health Insurance
Anyone who has not received or been diagnosed with cancer or any perniciuos disease.

Our new policy against cancer and 40 pernicious diseases is not just a product; it's your guide.

Collective Life Rent Insurance
Group Insurance
Members of cooperative of housing plan

Pays the monthly next payment up to a year and a life insurance in case of death.

Life Insurance for Involuntary Unemployment of Credit to the Consumer
Group Insurance
Cooperative members less than 65 years that acquire a loan.

The Policy offers a benefit that guarantees the monthly payment of the debtor’s loan in case of losing their employment involuntary means.

We can't find your product, please contact us directly to make sure you get what you need.
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You only have one life, SECURE IT! -
You only have one life, SECURE IT! -