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SINPREX

Type of product
Group Insurance
Eligibility
Cooperative members

SINPREX provides that in the event of your death the loan balance will be paid in full.

Product summary

Productos disponibles

Group plan

Credit Insurance SINPREX's group life insurance is an insurance policy that covers the total amount of the loan up to the maximum amount stated in the policy.

In the event of your death, SINPREX policy will pay the agency the balance of your loan.

Benefits

  • Without preexisting conditions, you may acquire this valuable protection with the need to answer questions about your health.
  • One pay, only one payment will maintain your insurance active for the duration of your loan.
SINPREX

Available endorsements

  • Total and permanent physical disability endorsement
SINPREX

Payment methods

These are the payment methods available to purchase your plan.

Logo prinicpal del método de pago Google Pay, del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.
Logo prinicpal del método de pago Apple Pay, del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.
Logo prinicpal del método de pago Samsung Pay, del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.
Logo prinicpal del método de pago Android Pay, del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.
Logo prinicpal del método de pago Visa, del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.
Logo prinicpal del método de pago Mastercard, del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.
Cheque
Efectivo

Frequently asked questions

We leave you some of the most frequently asked questions about our plans

Does the policy of cancer and pernicious illnesses coordinate payments with medical and Medicare plan?

No, cancer and pernicious illness policy are through reimbursement of medical expenses.

Flecha color negro del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.

What should I do if I want to reinstate my life policy?

You just have to fill out the Reinstatement Application and send it in original format, with the payment of all premiums owed by regular mail to: Puerto Rico Life Insurance Cooperative, COSVI Attention Issuance Department PO Box 363428 San Juan, P.R. 00936-3428. You can also deliver it to any of our offices or through your Authorized Insurance Representative.

Flecha color negro del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.

What are the methods of payment are available in COSVI?

• Payment methods are: • Direct debit to your checking or saving accounts, VISA, MasterCard, or Discover. • Telepay for Banco Popular de Puerto Rico clients. • By telephone through our system of Call Center Pay use their checking or savings accounts, or credit cards (VISA, MasterCard, or Discover) getting in touch with one of our specialists at the Customer Service Center at 787-751-2828. Thru mail with checks and money order at the following address: Cooperativa de Seguros de Vida de Puerto Rico (COSVI) Attention to: Billing and Collections P.O. Box 71362 San Juan, Puerto Rico 00936-8462

Flecha color negro del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.

What should I do to add a beneficiary to my COSVI policy?

To designate a beneficiary, all you have to do is fill out the Request to Add Beneficiaries document and send it in original format by regular mail to: Cooperativa de Seguros de Vida de Puerto Rico, COSVI Attention Issuance Department PO Box 363428 San Juan, P.R. 00936-3428 You can also bring it to any of our offices or send it by email to serviciosalcliente.documentos@cosvi.com.

Flecha color negro del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.

What should I do to solicitate withdrawals from my IRA account?

All you must do is complete the application to withdraw from My IRA and comply with the delivery of the required documents depending on your circumstances at the time of withdrawal. The formality may be advanced via taxes, but because of the requirements of the Secretary of Treasure and these types of transactions, the original documents are required for the delivery of the disbursement you can advance the process by sending your copies to fax at 787-772-4191.

Flecha color negro del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.

Which are the minimum hours that I could he hospitalized to be covered under Hospipago Policy?

You should stay in the emergency room for at least 24 hours. The minimum length of stay will start to be covered once the hospital orders it.

Flecha color negro del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.

Steps to acquire your insurance

In just three steps, you can get the policy you are looking for.

Initial orientation
Evaluation
Presentation
Imagen del sitio web de COSVI, compañía de seguros en Puerto Rico.Imagen del sitio web de COSVI, compañía de seguros en Puerto Rico.Imagen del sitio web de COSVI, compañía de seguros en Puerto Rico.

Initial Consultation

In your initial orientation appointment, the objective is to establish good relations hear youcarefully and make adequate questions to know which you are needs a free consultation.

Evaluation

Depending on your needs, we evaluate the different products beneficial for you.

Presentation

Besides your resume, we will continue to evaluate all information provided to recover your situation and confirm your needs. We propose an action plan that identifies and explains different products and alternatives that meet your needs. If you agree with our recommendations, we help you get the product.

Orientación Inicial

En la cita inicial el objetivo es establecer una buena relación, escucharle detenidamente y hacerle las preguntas adecuadas para saber cuáles son sus necesidades.  

Evaluación

Dependiendo sus necesidades, se evaluarán los diferentes productos de mayor beneficio para usted.

Presentación

Además, de resumir la situación, confirmar sus necesidades se procede a evaluar toda la información provista, se presenta un plan de acción en el que se identifican y explican los diferentes productos y alternativas que satisfagan sus necesidades.  Si usted está de acuerdo con las recomendaciones, se le ayuda adquirir el producto.

What our clients are saying

Look what are insured have to say about our policies and our services.

Rose Gonzales

Excellent customer service.

Wilberto Ramos

Tremendous company. It is by appointment, at the moment, they are very helpful and fast, you do not waste time. Make an appointment by phone and that's it!!! Good service.

Rosalinda Soto

Good service, I won't let them.

Victor L. Martinez De León

Very well located and a wide variety of insurance products.

Nancy Linares

I was treated very kindly and promptly.

Flecha color blanco del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.
Flecha color blanco del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.

Other products available

Choose the policy that works best for you.

Term Life Insurance
Life insurance
Persons between 18 and 70 years old.

Protection by the Term chosen 10, 15, 20, 25 and 30 years.

Compás
Accident and Health Insurance
Anyone who has not received or been diagnosed with cancer or any perniciuos disease.

Our new policy against cancer and 40 pernicious diseases is not just a product; it's your guide.

Collective Life Rent Insurance
Group Insurance
Members of cooperative of housing plan

Pays the monthly next payment up to a year and a life insurance in case of death.

Life Insurance for Involuntary Unemployment of Credit to the Consumer
Group Insurance
Cooperative members less than 65 years that acquire a loan.

The Policy offers a benefit that guarantees the monthly payment of the debtor’s loan in case of losing their employment involuntary means.

We can't find your product, please contact us directly to make sure you get what you need.
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You only have one life, SECURE IT! -
You only have one life, SECURE IT! -