Collective Life Rent Insurance
Pays the monthly next payment up to a year and a life insurance in case of death.
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Product summary
Group plan
Pay a monthly rent balance of up to $500 to someone who has a rental contract with a housing cooperative as one year of rent and a life insurance benefit in case you die.
Benefits
Life insurance is a one-time payment to the beneficiary named by the insured.
- The rent benefit will be paid to the Housing Cooperative.
Listed alternatives:
- The maximum age for insurance is 70, 75,and 80 years
- Life Insurance$1,000, $2,000, or $3,000

Available endorsements
- Accidental Death Endorsement Benefit: Under this benefit, an equivalent additional amount will be paid to which the insured is entitled, depending on the coverage options offered by the policy. Accidental death under this insurance is to arise from a single cause of external, violent, and accidental bodily injury within ninety (90) days from the date of the accident.

Payment methods
These are the payment methods available to purchase your plan.
Frequently asked questions
We leave you some of the most frequently asked questions about our plans
Are the nuclear tests covered under the School and the Special Accidents Policy?
No, only covers X-Ray.
If I no longer belong to the group with which I acquire my policy, can I continue with my cancer coverage?
No, you should apply for an individual or family cover.
What is an insurance policy?
Life insurance provides you financial help against possible loss due to death, illness, incapacity, or accident, and this protection is provided through an insurance policy that accumulates financial funds for such situations.
What should I do if I want to reinstate my cancer policy or other type of Supplemental Insurance?
You just have to fill out the Reinstatement Application and send it in original format, with two payments of the premiums owed by regular mail to: Puerto Rico Life Insurance Cooperative, COSVI Attention Issuance Department PO Box 363428 San Juan, P.R. 00936-3428 You can also deliver it to any of our offices or through your authorized insurance agent.
Who can be the beneficiary of my life insurance?
You can designate as a beneficiary any natural person or any legal person, him or she being a legal beneficiary or not.
Which is the period to settle a claim on the school policy or Special Accidents Policy?
The period is 90 days.
Steps to acquire your insurance
In just three steps, you can get the policy you are looking for.



Initial Consultation
In your initial orientation appointment, the objective is to establish good relations hear youcarefully and make adequate questions to know which you are needs a free consultation.
Evaluation
Depending on your needs, we evaluate the different products beneficial for you.
Presentation
Besides your resume, we will continue to evaluate all information provided to recover your situation and confirm your needs. We propose an action plan that identifies and explains different products and alternatives that meet your needs. If you agree with our recommendations, we help you get the product.
Orientación Inicial
En la cita inicial el objetivo es establecer una buena relación, escucharle detenidamente y hacerle las preguntas adecuadas para saber cuáles son sus necesidades.
Evaluación
Dependiendo sus necesidades, se evaluarán los diferentes productos de mayor beneficio para usted.
Presentación
Además, de resumir la situación, confirmar sus necesidades se procede a evaluar toda la información provista, se presenta un plan de acción en el que se identifican y explican los diferentes productos y alternativas que satisfagan sus necesidades. Si usted está de acuerdo con las recomendaciones, se le ayuda adquirir el producto.
What our clients are saying
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