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SIEX

Type of product
Group Insurance
Eligibility
Cooperative employees

Available for exempt groups from SINOT

Product summary

Productos disponibles

Group plan

Available for groups, exempt from SINOT. The same substitute is the loss of salary of the employee because of an inability, due to an illness or accident, which is not related to the job.

For SIEX are eligible, the people that received salaries in a job covered at least during the last eight weeks before the inability or that receive salaries at least $150 during the year according to what will be more beneficial for your employee.

Benefits

  • Only a COSVI application is required to approve or modify the policy. If a group completed the forms of SINOT and the Department of Labor refutes the case, for being considered an exempt group; we will issue them under SIEX.
SIEX

Contract dispositions

  • This product is available to groups exempted from the Law 139, such as churches, care centers, and municipalities.
SIEX

Payment methods

These are the payment methods available to purchase your plan.

Logo prinicpal del método de pago Google Pay, del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.
Logo prinicpal del método de pago Apple Pay, del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.
Logo prinicpal del método de pago Samsung Pay, del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.
Logo prinicpal del método de pago Android Pay, del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.
Logo prinicpal del método de pago Visa, del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.
Logo prinicpal del método de pago Mastercard, del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.
Cheque
Efectivo

Frequently asked questions

We leave you some of the most frequently asked questions about our plans

To whom the Funeral benefits are paid and what documents I must give?

The benefits paid to the person who incur expenses and that presents a copy of birth certificate, death certificate and receipts of expenses of the funeral.

Flecha color negro del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.

What alternatives do I have to obtain a life insurance in COSVI without a need to go through a medical exam?

We have some examples available that are generation 40/80 and Cosvi Serena.

Flecha color negro del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.

The treatment in case of a positive cancer diagnosed, can it be out of Puerto Rico?

Yes, our Total Alliance policies offer you coverage of treatment out of Puerto Rico.

Flecha color negro del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.

Where can I settle the claim as a member of the Cooperative that acquire an insurance?

You should settle your claim at the Cooperative of Saving and Credit, where you obtain your policy.

Flecha color negro del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.

What is an endorsement?

An endorsement is an additional coverage that you add to an insurance policy to get specific protection. To find out which endorsements apply to your insurance, you should receive an introduction from a representative.

Flecha color negro del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.

Which is the period to settle a claim on the school policy or Special Accidents Policy?

The period is 90 days.

Flecha color negro del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.

Steps to acquire your insurance

In just three steps, you can get the policy you are looking for.

Initial orientation
Evaluation
Presentation
Imagen del sitio web de COSVI, compañía de seguros en Puerto Rico.Imagen del sitio web de COSVI, compañía de seguros en Puerto Rico.Imagen del sitio web de COSVI, compañía de seguros en Puerto Rico.

Initial Consultation

In your initial orientation appointment, the objective is to establish good relations hear youcarefully and make adequate questions to know which you are needs a free consultation.

Evaluation

Depending on your needs, we evaluate the different products beneficial for you.

Presentation

Besides your resume, we will continue to evaluate all information provided to recover your situation and confirm your needs. We propose an action plan that identifies and explains different products and alternatives that meet your needs. If you agree with our recommendations, we help you get the product.

Orientación Inicial

En la cita inicial el objetivo es establecer una buena relación, escucharle detenidamente y hacerle las preguntas adecuadas para saber cuáles son sus necesidades.  

Evaluación

Dependiendo sus necesidades, se evaluarán los diferentes productos de mayor beneficio para usted.

Presentación

Además, de resumir la situación, confirmar sus necesidades se procede a evaluar toda la información provista, se presenta un plan de acción en el que se identifican y explican los diferentes productos y alternativas que satisfagan sus necesidades.  Si usted está de acuerdo con las recomendaciones, se le ayuda adquirir el producto.

What our clients are saying

Look what are insured have to say about our policies and our services.

Rose Gonzales

Excellent customer service.

Wilberto Ramos

Tremendous company. It is by appointment, at the moment, they are very helpful and fast, you do not waste time. Make an appointment by phone and that's it!!! Good service.

Rosalinda Soto

Good service, I won't let them.

Victor L. Martinez De León

Very well located and a wide variety of insurance products.

Nancy Linares

I was treated very kindly and promptly.

Flecha color blanco del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.
Flecha color blanco del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.

Other products available

Choose the policy that works best for you.

Term Life Insurance
Life insurance
Persons between 18 and 70 years old.

Protection by the Term chosen 10, 15, 20, 25 and 30 years.

Compás
Accident and Health Insurance
Anyone who has not received or been diagnosed with cancer or any perniciuos disease.

Our new policy against cancer and 40 pernicious diseases is not just a product; it's your guide.

Collective Life Rent Insurance
Group Insurance
Members of cooperative of housing plan

Pays the monthly next payment up to a year and a life insurance in case of death.

Life Insurance for Involuntary Unemployment of Credit to the Consumer
Group Insurance
Cooperative members less than 65 years that acquire a loan.

The Policy offers a benefit that guarantees the monthly payment of the debtor’s loan in case of losing their employment involuntary means.

We can't find your product, please contact us directly to make sure you get what you need.
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You only have one life, SECURE IT! -
You only have one life, SECURE IT! -