Life Insurance for Involuntary Unemployment of Credit to the Consumer
The Policy offers a benefit that guarantees the monthly payment of the debtor’s loan in case of losing their employment involuntary means.
Product summary
Group plan
Available plan: Groups Will pay the monthly payment of the loan because of individual dismissal or for massive employment, general strike, termination of the job by the company or employment dispute, or company is closing temporarily or permanently.
Benefits
The original term of the loan/ Benefits paid
- 1-12 months/ 4 payments
- 13-25 months/ 6 payments
- 26-36 months/ 8 payments
- 37-48months/ 12 payments
Contract dispositions
- Must work 30 hours per week for 12 consecutive months before the effective date.
- Actively worked as a paid employee at the same company for the first 90 days of employment.
Payment methods
These are the payment methods available to purchase your plan.
Frequently asked questions
We leave you some of the most frequently asked questions about our plans
How can I establish my claim?
To submit a claim you must complete the Claim Application and accompany it with the necessary documents according to the insurance policy you have purchased. For more information you can access the Claims section. For your convenience, you can advance these documents by e-mail service.reclamaciones@cosvi.com, via fax to 787-200-2574 or deliver them to any of our offices. An important fact for SINOT cases is that SINOT claim applications require original documents.
To whom are the benefits paid of the Cancer and Pernicious illnesses?
The benefits of the policy are paid to the primary insured. In his absence will be paid to the owner of the policy, to your beneficiaries, if they were designated, or to your heirs. Funeral benefits will be paid to the person who provides satisfactory evidence that he paid for the funeral, so long as he dies of illness.
Which are the minimum hours that I could he hospitalized to be covered under Hospipago Policy?
You should stay in the emergency room for at least 24 hours. The minimum length of stay will start to be covered once the hospital orders it.
What is an insurance policy?
Life insurance provides you financial help against possible loss due to death, illness, incapacity, or accident, and this protection is provided through an insurance policy that accumulates financial funds for such situations.
When the Cooperative of Savings and Credit does not send a declaration od the heirs or a testament, to who’s name is the check made?
The check comes out under the Cooperatives names.
Why is important to have a Life and Health Insurance?
Life insurance may help protect your family in case of an eventuality because it forms part of the necessary financial planning. Offers funds for expenses related to your death serves as a savings instrument for the failure.
Steps to acquire your insurance
In just three steps, you can get the policy you are looking for.
Initial Consultation
In your initial orientation appointment, the objective is to establish good relations hear youcarefully and make adequate questions to know which you are needs a free consultation.
Evaluation
Depending on your needs, we evaluate the different products beneficial for you.
Presentation
Besides your resume, we will continue to evaluate all information provided to recover your situation and confirm your needs. We propose an action plan that identifies and explains different products and alternatives that meet your needs. If you agree with our recommendations, we help you get the product.
Orientación Inicial
En la cita inicial el objetivo es establecer una buena relación, escucharle detenidamente y hacerle las preguntas adecuadas para saber cuáles son sus necesidades.
Evaluación
Dependiendo sus necesidades, se evaluarán los diferentes productos de mayor beneficio para usted.
Presentación
Además, de resumir la situación, confirmar sus necesidades se procede a evaluar toda la información provista, se presenta un plan de acción en el que se identifican y explican los diferentes productos y alternativas que satisfagan sus necesidades. Si usted está de acuerdo con las recomendaciones, se le ayuda adquirir el producto.
What our clients are saying
Look what are insured have to say about our policies and our services.
I was treated very kindly and promptly.
Very well located and a wide variety of insurance products.
Good service, I won't let them.
Tremendous company. It is by appointment, at the moment, they are very helpful and fast, you do not waste time. Make an appointment by phone and that's it!!! Good service.
Excellent customer service.
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