Life Insurance for Involuntary Unemployment of Credit to the Consumer
The Policy offers a benefit that guarantees the monthly payment of the debtor’s loan in case of losing their employment involuntary means.
Available plan: Groups Will pay the monthly payment of the loan because of individual dismissal or for massive employment, general strike, termination of the job by the company or employment dispute, or company is closing temporarily or permanently.
The original term of the loan/ Benefits paid
- 1-12 months/ 4 payments
- 13-25 months/ 6 payments
- 26-36 months/ 8 payments
- 37-48months/ 12 payments
- Must work 30 hours per week for 12 consecutive months before the effective date.
- Actively worked as a paid employee at the same company for the first 90 days of employment.
These are the payment methods available to purchase your plan.
Frequently asked questions
We leave you some of the most frequently asked questions about our plans
Are the medicines and equipment covered under the School Policy and Special Accidents?
To acquire a life or accident insurance does it require a medical exam?
There are no insurance alternatives that guarantee emissions, so you can get insurance without a medical exam. It absorbs savings for future or health problems.
What should I do to change my method of payment for my policy?
To realize changes in your methods of payments is necessary to fill out the form bank card, that it should be accompanied with a void check or a certification of the Financial Institute. This permits your policies to be debited directly from your account without any mayor effort on your part.
Which is the period to settle a claim on the school policy or Special Accidents Policy?
The period is 90 days.
What if I want to purchase an additional cover?
You can contact the Life Insurance Cooperative of Puerto Rico, COSVI at 787-751-7373 where an Authorized Representative will guide you on the insurance policies and endorsements that we have available. You can also contact your insurance agent directly.
What tests are covered under the benefits of preventive exams?
The only ones that are covered are the ones established under the policies; mammograms, PAP tests, exams for the prostate, specific antigen tests, and tests to determine blood occult in your stool.
Steps to acquire your insurance
In just three steps, you can get the policy you are looking for.
What our clients are saying
Look what are insured have to say about our policies and our services.
Excellent customer service.
Tremendous company. It is by appointment, at the moment, they are very helpful and fast, you do not waste time. Make an appointment by phone and that's it!!! Good service.
Good service, I won't let them.
Very well located and a wide variety of insurance products.
I was treated very kindly and promptly.
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