The insurance provides flexibility in methods of payment of the premium and could be acquired before the age of 70. Ordinary Life Insurance also provides flexibility in methods of payment.
This is an alternative to inversion and financial planning. It also provides elements of savings; it means that part of the premium paid is accumulated as cash value.
- Payment of the insured amount to the named beneficiary upon the death of the insured.
- If the insured reaches the age of 99 years old, the values accumulated he paid in life.
- Fixed premium, quantity leveled insurance.
- Various endorsements are available to extend coverage.
- The 4.5% insurance coverage has an interest minimum of $20,000 and it allows loans.
These are the payment methods available to purchase your plan.
Frequently asked questions
We leave you some of the most frequently asked questions about our plans
Is it necessary to pre-certificate the services under School and Special Accidents Policy?
No, is a policy of reimbursement, why which no services are pre-certified.
Will the last loan be paid?
Yes, the last loan will be paid if the last loan has more than 12 months.
What should I do if I want to reinstate my cancer policy or other type of Supplemental Insurance?
You just have to fill out the Reinstatement Application and send it in original format, with two payments of the premiums owed by regular mail to: Puerto Rico Life Insurance Cooperative, COSVI Attention Issuance Department PO Box 363428 San Juan, P.R. 00936-3428 You can also deliver it to any of our offices or through your authorized insurance agent.
To whom is emitted the check of premium return check?
Premium refunds that have not been accrued will be issued to the person who paid the premium.
How much time do I have to settle a claim for death or inability?
You should settle your claim no later than 24 months from the date of your death or incapacity.
How much time do I have to settle a claim for Funeral?
You should settle the claim before 12 months from the date of death.
Steps to acquire your insurance
In just three steps, you can get the policy you are looking for.
What our clients are saying
Look what are insured have to say about our policies and our services.
Excellent customer service.
Tremendous company. It is by appointment, at the moment, they are very helpful and fast, you do not waste time. Make an appointment by phone and that's it!!! Good service.
Good service, I won't let them.
Very well located and a wide variety of insurance products.
I was treated very kindly and promptly.
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