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Vida Ilimitada

Type of product
Life insurance
Eligibility
For anyone between the ages of 40 to 84.

Guaranteed issue life insurance. No medical tests and no health questions.

Product summary

Productos disponibles

Individual plan

In some cases, you may find it difficult to buy life insurance for your loved one. Age does not matter, life insurance is an essential part of your financial planning, but most importantly in protecting those you love.

Unlimited life is an easy way, effective and convenient to protect your family in the case of any event that may occur.

Benefits

  • Life insurance provides life insurance.
  • Guaranteed emissions, which means you don't need a medical exam or medical issue on your app to get it.
  • Is a simple, effective, and convenient way to protect your family in case something happens.
  • Paid the amount of insurance to the designated beneficiary at the time of the insurance death.
Vida Ilimitada

Diverse functions

  • Payment of contributions debt.
  • Emergency funds
  • Final expenses
  • Medical expenses
Vida Ilimitada

Payment methods

These are the payment methods available to purchase your plan.

Logo prinicpal del método de pago Google Pay, del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.
Logo prinicpal del método de pago Apple Pay, del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.
Logo prinicpal del método de pago Samsung Pay, del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.
Logo prinicpal del método de pago Android Pay, del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.
Logo prinicpal del método de pago Visa, del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.
Logo prinicpal del método de pago Mastercard, del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.
Cheque
Efectivo

Frequently asked questions

We leave you some of the most frequently asked questions about our plans

To acquire a life or accident insurance does it require a medical exam?

There are no insurance alternatives that guarantee emissions, so you can get insurance without a medical exam. It absorbs savings for future or health problems.

Flecha color negro del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.

Who are under the coverage of Directors Insurance?

Only the employees and the Board of Directors. You can also include committee members, advisors, and consultants. The group decides when they are going to cover, but it is a requirement that the Board of Directors is covered to issue the policy.

Flecha color negro del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.

To whom is emitted the check of premium return check?

Premium refunds that have not been accrued will be issued to the person who paid the premium.

Flecha color negro del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.

What should I do to add a beneficiary to my COSVI policy?

To designate a beneficiary, all you have to do is fill out the Request to Add Beneficiaries document and send it in original format by regular mail to: Cooperativa de Seguros de Vida de Puerto Rico, COSVI Attention Issuance Department PO Box 363428 San Juan, P.R. 00936-3428 You can also bring it to any of our offices or send it by email to serviciosalcliente.documentos@cosvi.com.

Flecha color negro del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.

What should I do if I want to reinstate my life policy?

You just have to fill out the Reinstatement Application and send it in original format, with the payment of all premiums owed by regular mail to: Puerto Rico Life Insurance Cooperative, COSVI Attention Issuance Department PO Box 363428 San Juan, P.R. 00936-3428. You can also deliver it to any of our offices or through your Authorized Insurance Representative.

Flecha color negro del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.

Will the last loan be paid?

Yes, the last loan will be paid if the last loan has more than 12 months.

Flecha color negro del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.

Steps to acquire your insurance

In just three steps, you can get the policy you are looking for.

Initial orientation
Evaluation
Presentation
Imagen del sitio web de COSVI, compañía de seguros en Puerto Rico.Imagen del sitio web de COSVI, compañía de seguros en Puerto Rico.Imagen del sitio web de COSVI, compañía de seguros en Puerto Rico.

Initial Consultation

In your initial orientation appointment, the objective is to establish good relations hear youcarefully and make adequate questions to know which you are needs a free consultation.

Evaluation

Depending on your needs, we evaluate the different products beneficial for you.

Presentation

Besides your resume, we will continue to evaluate all information provided to recover your situation and confirm your needs. We propose an action plan that identifies and explains different products and alternatives that meet your needs. If you agree with our recommendations, we help you get the product.

Orientación Inicial

En la cita inicial el objetivo es establecer una buena relación, escucharle detenidamente y hacerle las preguntas adecuadas para saber cuáles son sus necesidades.  

Evaluación

Dependiendo sus necesidades, se evaluarán los diferentes productos de mayor beneficio para usted.

Presentación

Además, de resumir la situación, confirmar sus necesidades se procede a evaluar toda la información provista, se presenta un plan de acción en el que se identifican y explican los diferentes productos y alternativas que satisfagan sus necesidades.  Si usted está de acuerdo con las recomendaciones, se le ayuda adquirir el producto.

What our clients are saying

Look what are insured have to say about our policies and our services.

Rose Gonzales

Excellent customer service.

Wilberto Ramos

Tremendous company. It is by appointment, at the moment, they are very helpful and fast, you do not waste time. Make an appointment by phone and that's it!!! Good service.

Rosalinda Soto

Good service, I won't let them.

Victor L. Martinez De León

Very well located and a wide variety of insurance products.

Nancy Linares

I was treated very kindly and promptly.

Flecha color blanco del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.
Flecha color blanco del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.

Other products available

Choose the policy that works best for you.

Term Life Insurance
Life insurance
Persons between 18 and 70 years old.

Protection by the Term chosen 10, 15, 20, 25 and 30 years.

Compás
Accident and Health Insurance
Anyone who has not received or been diagnosed with cancer or any perniciuos disease.

Our new policy against cancer and 40 pernicious diseases is not just a product; it's your guide.

Collective Life Rent Insurance
Group Insurance
Members of cooperative of housing plan

Pays the monthly next payment up to a year and a life insurance in case of death.

Life Insurance for Involuntary Unemployment of Credit to the Consumer
Group Insurance
Cooperative members less than 65 years that acquire a loan.

The Policy offers a benefit that guarantees the monthly payment of the debtor’s loan in case of losing their employment involuntary means.

We can't find your product, please contact us directly to make sure you get what you need.
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You only have one life, SECURE IT! -
You only have one life, SECURE IT! -