Special Accident Policy (PEA)
Protection against physical harm, caused by accidents if you participate in an activity or sports event.
Product summary
Group plan
If you are participating in an activity or sporting event, the Special Accident Policy (PEA) protects against personal injury caused by accident. Additionally, it covers transporting participants to and from the event location.
If you organize group activities or a summer camp, this policy is the best option for you to be secure in the case of an occurrence. The minimum premium for this insurance is $75.
Benefits
- COSVI will reimburse the expenses incurred for medical expenses and the daily pay for the hospitalization at the time of receiving evidence that results in injuries or causes of an accident.
- It will also provide the payment of a specific amount if suffers less than what was caused by the death of an accident disbursement, vision, hearing, and voice for the adequate use of the seat belt and the payment for final expenses.
Diverse functions
Activities that PEA covers:
- Sports/Recreational activities
- Summer camp
- Material schools
- Special events
Payment methods
These are the payment methods available to purchase your plan.
Frequently asked questions
We leave you some of the most frequently asked questions about our plans
Why is important to have a Life and Health Insurance?
Life insurance may help protect your family in case of an eventuality because it forms part of the necessary financial planning. Offers funds for expenses related to your death serves as a savings instrument for the failure.
To whom is emitted the check of premium return check?
Premium refunds that have not been accrued will be issued to the person who paid the premium.
Does the Intensive Care Unit Policy, covers telemetry an immediate unit?
No, is not covered.
How effective is a cancer insurance?
The insurance is in effect 30 days from the date of the application.
To whom the Funeral benefits are paid and what documents I must give?
The benefits paid to the person who incur expenses and that presents a copy of birth certificate, death certificate and receipts of expenses of the funeral.
What should I do if I want to reinstate my cancer policy or other type of Supplemental Insurance?
You just have to fill out the Reinstatement Application and send it in original format, with two payments of the premiums owed by regular mail to: Puerto Rico Life Insurance Cooperative, COSVI Attention Issuance Department PO Box 363428 San Juan, P.R. 00936-3428 You can also deliver it to any of our offices or through your authorized insurance agent.
Steps to acquire your insurance
In just three steps, you can get the policy you are looking for.
Initial Consultation
In your initial orientation appointment, the objective is to establish good relations hear youcarefully and make adequate questions to know which you are needs a free consultation.
Evaluation
Depending on your needs, we evaluate the different products beneficial for you.
Presentation
Besides your resume, we will continue to evaluate all information provided to recover your situation and confirm your needs. We propose an action plan that identifies and explains different products and alternatives that meet your needs. If you agree with our recommendations, we help you get the product.
Orientación Inicial
En la cita inicial el objetivo es establecer una buena relación, escucharle detenidamente y hacerle las preguntas adecuadas para saber cuáles son sus necesidades.
Evaluación
Dependiendo sus necesidades, se evaluarán los diferentes productos de mayor beneficio para usted.
Presentación
Además, de resumir la situación, confirmar sus necesidades se procede a evaluar toda la información provista, se presenta un plan de acción en el que se identifican y explican los diferentes productos y alternativas que satisfagan sus necesidades. Si usted está de acuerdo con las recomendaciones, se le ayuda adquirir el producto.
What our clients are saying
Look what are insured have to say about our policies and our services.
Excellent customer service.
Tremendous company. It is by appointment, at the moment, they are very helpful and fast, you do not waste time. Make an appointment by phone and that's it!!! Good service.
Good service, I won't let them.
Very well located and a wide variety of insurance products.
I was treated very kindly and promptly.
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