Single Premium Immediate Annuity
An individual annuity contract, which can only be paid in one lump sum, with monthly rent starting 12 months or before after the only payment is deposited.

Product summary
Individual plan
Is a contract through which you make a single payment, and you can start receiving monthly rent within 12 months of the one-time payment.
Benefits
- Exempt contribution (IRS Discounts)
- Savings Instrument
- Income Retirement, Accumulation
- Complements benefits of a Retirement Plan and your Social Security.
- Guarantee monthly payments to meet specific bills (Ex. Medical Plan).

Contract dispositions
- Initial deposit of $300.00
- Partial annual withdrawals are allowed without a 10% penalty on your accumulated balance.
- The rented should be minor to 85 years of age when annuity is established.
- No age limit to receive start receiving benefits.
- The owner or renter designated the beneficiary's form of payment (distribution)will be distributed globally sum.

Payment methods
These are the payment methods available to purchase your plan.
Frequently asked questions
We leave you some of the most frequently asked questions about our plans
What information is necessary to emit a payment?
All payments should include all this information: Name of insured, policy number and amount of payment.
How effective is a cancer insurance?
The insurance is in effect 30 days from the date of the application.
What are the frequencies payments available?
The frequency of payments available are monthly, quarterly, semestral, or annually. You should verify with an Authorized Representative or with a Customer Service Specialist the availableness of this according to the policy you acquire. You should choose the debit dates, 1, 7, 14, and 21, and the payment frequency: monthly, quarterly, semi-annually, or annually.
When the Cooperative of Savings and Credit does not send a declaration od the heirs or a testament, to who’s name is the check made?
The check comes out under the Cooperatives names.
Do shared requirements to be eligible under Funeral coverage exists?
Yes, the shared requirements do exist to be eligible. The share requirements to become a member vary for each co-op. Because the requirement for shares depends on the establishment of each cooperative.
If I no longer belong to the group with which I acquire my policy, can I continue with my cancer coverage?
No, you should apply for an individual or family cover.
Steps to acquire your insurance
In just three steps, you can get the policy you are looking for.



Initial Consultation
In your initial orientation appointment, the objective is to establish good relations hear youcarefully and make adequate questions to know which you are needs a free consultation.
Evaluation
Depending on your needs, we evaluate the different products beneficial for you.
Presentation
Besides your resume, we will continue to evaluate all information provided to recover your situation and confirm your needs. We propose an action plan that identifies and explains different products and alternatives that meet your needs. If you agree with our recommendations, we help you get the product.
Orientación Inicial
En la cita inicial el objetivo es establecer una buena relación, escucharle detenidamente y hacerle las preguntas adecuadas para saber cuáles son sus necesidades.
Evaluación
Dependiendo sus necesidades, se evaluarán los diferentes productos de mayor beneficio para usted.
Presentación
Además, de resumir la situación, confirmar sus necesidades se procede a evaluar toda la información provista, se presenta un plan de acción en el que se identifican y explican los diferentes productos y alternativas que satisfagan sus necesidades. Si usted está de acuerdo con las recomendaciones, se le ayuda adquirir el producto.
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