School Insurance
Protects corporal injuries due to an accident in the school environment.
Product summary
Group plan
The School Insurance covers accidents that occur both on the premises of the school while the Students, Teachers, and Employees attend it and at home while they are taking their classes, teaching, and working within school hours.
Also, cover if they're participating in an event sponsored and supervised by the Institution.
Benefits
- Option 1: Reimbursement of medical expenses up to$25,000; dental services up to $2,000; accidental death of $10,000;dismemberments, loss of vision, hearing, or loss of speech up to $15,000;adequate use of seat belt of $5,000; final expenses for injuries in an accident up to $5,000; final expenses for natural causes up to $500.
- Option 2: Reimbursement of medical expenses up to $10,000;dental services up to $2,000; accidental death of $7,000; disbursement, of loss of vision, hearing, or speech up to $15,000; adequate use of seat belts up to$5,000; final expenses for natural cause up to $500.
- Option 3: Reimbursement of medical expenses up to $5,000;dental services up to $1,500; accidental death of $5,000; disbursement, loss of vision, hearing, or speech up to 5,000; final expenses for injuries in an accident up to $2,000; final expenses for natural cause up to $500.
Contract dispositions
- The coverage period is for the school year, from the month of august of the current year up to my next year.
Payment methods
These are the payment methods available to purchase your plan.
Frequently asked questions
We leave you some of the most frequently asked questions about our plans
What are the frequencies payments available?
The frequency of payments available are monthly, quarterly, semestral, or annually. You should verify with an Authorized Representative or with a Customer Service Specialist the availableness of this according to the policy you acquire. You should choose the debit dates, 1, 7, 14, and 21, and the payment frequency: monthly, quarterly, semi-annually, or annually.
How effective is a cancer insurance?
The insurance is in effect 30 days from the date of the application.
What is a beneficiary?
Is the person designated to receive the insurance in case of your death.
How can I establish my claim?
To submit a claim you must complete the Claim Application and accompany it with the necessary documents according to the insurance policy you have purchased. For more information you can access the Claims section. For your convenience, you can advance these documents by e-mail service.reclamaciones@cosvi.com, via fax to 787-200-2574 or deliver them to any of our offices. An important fact for SINOT cases is that SINOT claim applications require original documents.
To whom are the benefits paid of the Cancer and Pernicious illnesses?
The benefits of the policy are paid to the primary insured. In his absence will be paid to the owner of the policy, to your beneficiaries, if they were designated, or to your heirs. Funeral benefits will be paid to the person who provides satisfactory evidence that he paid for the funeral, so long as he dies of illness.
The cancer policy only covers the deductible of the medical plan or the total of expenses incurred?
No, the reimbursement will be processed in line with the benefit reclaimed and the limits of the coverage.
Steps to acquire your insurance
In just three steps, you can get the policy you are looking for.
Initial Consultation
In your initial orientation appointment, the objective is to establish good relations hear youcarefully and make adequate questions to know which you are needs a free consultation.
Evaluation
Depending on your needs, we evaluate the different products beneficial for you.
Presentation
Besides your resume, we will continue to evaluate all information provided to recover your situation and confirm your needs. We propose an action plan that identifies and explains different products and alternatives that meet your needs. If you agree with our recommendations, we help you get the product.
Orientación Inicial
En la cita inicial el objetivo es establecer una buena relación, escucharle detenidamente y hacerle las preguntas adecuadas para saber cuáles son sus necesidades.
Evaluación
Dependiendo sus necesidades, se evaluarán los diferentes productos de mayor beneficio para usted.
Presentación
Además, de resumir la situación, confirmar sus necesidades se procede a evaluar toda la información provista, se presenta un plan de acción en el que se identifican y explican los diferentes productos y alternativas que satisfagan sus necesidades. Si usted está de acuerdo con las recomendaciones, se le ayuda adquirir el producto.
What our clients are saying
Look what are insured have to say about our policies and our services.
I was treated very kindly and promptly.
Very well located and a wide variety of insurance products.
Good service, I won't let them.
Tremendous company. It is by appointment, at the moment, they are very helpful and fast, you do not waste time. Make an appointment by phone and that's it!!! Good service.
Excellent customer service.
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