School Insurance
Protects corporal injuries due to an accident in the school environment.
Product summary
Group plan
The School Insurance covers accidents that occur both on the premises of the school while the Students, Teachers, and Employees attend it and at home while they are taking their classes, teaching, and working within school hours.
Also, cover if they're participating in an event sponsored and supervised by the Institution.
Benefits
- Option 1: Reimbursement of medical expenses up to$25,000; dental services up to $2,000; accidental death of $10,000;dismemberments, loss of vision, hearing, or loss of speech up to $15,000;adequate use of seat belt of $5,000; final expenses for injuries in an accident up to $5,000; final expenses for natural causes up to $500.
- Option 2: Reimbursement of medical expenses up to $10,000;dental services up to $2,000; accidental death of $7,000; disbursement, of loss of vision, hearing, or speech up to $15,000; adequate use of seat belts up to$5,000; final expenses for natural cause up to $500.
- Option 3: Reimbursement of medical expenses up to $5,000;dental services up to $1,500; accidental death of $5,000; disbursement, loss of vision, hearing, or speech up to 5,000; final expenses for injuries in an accident up to $2,000; final expenses for natural cause up to $500.
Contract dispositions
- The coverage period is for the school year, from the month of august of the current year up to my next year.
Payment methods
These are the payment methods available to purchase your plan.
Frequently asked questions
We leave you some of the most frequently asked questions about our plans
What alternatives exist to protect me in case of a hospitalization?
Yes, we have alternatives for accident and health insurance in case of hospitalization.
Are the medicines and equipment covered under the School Policy and Special Accidents?
No
How much time do I have to settle a claim for death or inability?
You should settle your claim no later than 24 months from the date of your death or incapacity.
Under what type of product, a member can apply for one premium not accrued?
One-time premium payment is not applicable. Premiums o Paid in full for one year, and the insured applies for the cancellation of coverage before termination of coverage.
The cancer policy only covers the deductible of the medical plan or the total of expenses incurred?
No, the reimbursement will be processed in line with the benefit reclaimed and the limits of the coverage.
What should I do if I want to reinstate my life policy?
You just have to fill out the Reinstatement Application and send it in original format, with the payment of all premiums owed by regular mail to: Puerto Rico Life Insurance Cooperative, COSVI Attention Issuance Department PO Box 363428 San Juan, P.R. 00936-3428. You can also deliver it to any of our offices or through your Authorized Insurance Representative.
Steps to acquire your insurance
In just three steps, you can get the policy you are looking for.
Initial Consultation
In your initial orientation appointment, the objective is to establish good relations hear youcarefully and make adequate questions to know which you are needs a free consultation.
Evaluation
Depending on your needs, we evaluate the different products beneficial for you.
Presentation
Besides your resume, we will continue to evaluate all information provided to recover your situation and confirm your needs. We propose an action plan that identifies and explains different products and alternatives that meet your needs. If you agree with our recommendations, we help you get the product.
Orientación Inicial
En la cita inicial el objetivo es establecer una buena relación, escucharle detenidamente y hacerle las preguntas adecuadas para saber cuáles son sus necesidades.
Evaluación
Dependiendo sus necesidades, se evaluarán los diferentes productos de mayor beneficio para usted.
Presentación
Además, de resumir la situación, confirmar sus necesidades se procede a evaluar toda la información provista, se presenta un plan de acción en el que se identifican y explican los diferentes productos y alternativas que satisfagan sus necesidades. Si usted está de acuerdo con las recomendaciones, se le ayuda adquirir el producto.
What our clients are saying
Look what are insured have to say about our policies and our services.
I was treated very kindly and promptly.
Very well located and a wide variety of insurance products.
Good service, I won't let them.
Tremendous company. It is by appointment, at the moment, they are very helpful and fast, you do not waste time. Make an appointment by phone and that's it!!! Good service.
Excellent customer service.
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