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Critical Illness

Type of product
Accident and Health Insurance
Eligibility
Anyone who is 18 years old and younger than 65 years old and has not been diagnosed with any covered illness.

An economical way to protect you from the stress of serious illness.

Product summary

Productos disponibles

Individual, couples, father with two children and families plan.

Did you know that the number one cause of death in Puerto Rico and the United States is a disease caused by your heart? Are you prepared to take the financial cost and reach recuperation in the event of any contingencies in this matter?

Do you know that the majority of Medical Plans offer coverage for hospital and medical expenses, they don’t cover expenses such as daily expenses of life, children care, or co-payments. I seem a policy of insurance for critical illness may help to close the financial gap.

Benefits

  • Insurance covers 10 critical illnesses to protect in the event of events affecting different organs and body systems.
  • A lump sum payment for the life of the insured If he is diagnosed with one of these serious illnesses or undergoes covered surgery, it is always the first diagnosis and surgery.
Critical Illness

Contract dispositions

  • No medical exam or extension form is required.
  • Protection begins on the date the application is signed, as long as the eligibility requirements set out in the policy are met and the application is received by our central office within 10 days of the above date.
  • No restrictions are limited to municipalities, governments, and state or federal hospitals. The insured amounts available are $10,000 up to $50,000 in multiples of 10.
Critical Illness

Payment methods

These are the payment methods available to purchase your plan.

Logo prinicpal del método de pago Google Pay, del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.
Logo prinicpal del método de pago Apple Pay, del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.
Logo prinicpal del método de pago Samsung Pay, del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.
Logo prinicpal del método de pago Android Pay, del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.
Logo prinicpal del método de pago Visa, del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.
Logo prinicpal del método de pago Mastercard, del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.
Cheque
Efectivo

Frequently asked questions

We leave you some of the most frequently asked questions about our plans

What should I do if receive information that my policy is late?

Communicate with your Authorized Representative or Customer Service Specialist to make the payment. Remember, to have your policy member information on your hand to facilitate the identification.

Flecha color negro del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.

How can I convert my payment in a recurrent one?

To change your payment to a recurrent one, you should fill out a bank card form, select the day you which realize the order, which are 1, 7, 14 and 21 and the payment frequencies wish as monthly, quarterly, semestral, or annual.

Flecha color negro del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.

To acquire a life or accident insurance does it require a medical exam?

There are no insurance alternatives that guarantee emissions, so you can get insurance without a medical exam. It absorbs savings for future or health problems.

Flecha color negro del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.

Who are under the coverage of Directors Insurance?

Only the employees and the Board of Directors. You can also include committee members, advisors, and consultants. The group decides when they are going to cover, but it is a requirement that the Board of Directors is covered to issue the policy.

Flecha color negro del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.

Will the last loan be paid?

Yes, the last loan will be paid if the last loan has more than 12 months.

Flecha color negro del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.

How can I establish my claim?

To submit a claim you must complete the Claim Application and accompany it with the necessary documents according to the insurance policy you have purchased. For more information you can access the Claims section. For your convenience, you can advance these documents by e-mail service.reclamaciones@cosvi.com, via fax to 787-200-2574 or deliver them to any of our offices. An important fact for SINOT cases is that SINOT claim applications require original documents.

Flecha color negro del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.

Steps to acquire your insurance

In just three steps, you can get the policy you are looking for.

Initial orientation
Evaluation
Presentation
Imagen del sitio web de COSVI, compañía de seguros en Puerto Rico.Imagen del sitio web de COSVI, compañía de seguros en Puerto Rico.Imagen del sitio web de COSVI, compañía de seguros en Puerto Rico.

Initial Consultation

In your initial orientation appointment, the objective is to establish good relations hear youcarefully and make adequate questions to know which you are needs a free consultation.

Evaluation

Depending on your needs, we evaluate the different products beneficial for you.

Presentation

Besides your resume, we will continue to evaluate all information provided to recover your situation and confirm your needs. We propose an action plan that identifies and explains different products and alternatives that meet your needs. If you agree with our recommendations, we help you get the product.

Orientación Inicial

En la cita inicial el objetivo es establecer una buena relación, escucharle detenidamente y hacerle las preguntas adecuadas para saber cuáles son sus necesidades.  

Evaluación

Dependiendo sus necesidades, se evaluarán los diferentes productos de mayor beneficio para usted.

Presentación

Además, de resumir la situación, confirmar sus necesidades se procede a evaluar toda la información provista, se presenta un plan de acción en el que se identifican y explican los diferentes productos y alternativas que satisfagan sus necesidades.  Si usted está de acuerdo con las recomendaciones, se le ayuda adquirir el producto.

What our clients are saying

Look what are insured have to say about our policies and our services.

Nancy Linares

I was treated very kindly and promptly.

Victor L. Martinez De León

Very well located and a wide variety of insurance products.

Rosalinda Soto

Good service, I won't let them.

Wilberto Ramos

Tremendous company. It is by appointment, at the moment, they are very helpful and fast, you do not waste time. Make an appointment by phone and that's it!!! Good service.

Rose Gonzales

Excellent customer service.

Flecha color blanco del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.
Flecha color blanco del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.

Other products available

Choose the policy that works best for you.

Term Life Insurance
Life insurance
Persons between 18 and 70 years old.

Protection by the Term chosen 10, 15, 20, 25 and 30 years.

Compás
Accident and Health Insurance
Anyone who has not received or been diagnosed with cancer or any perniciuos disease.

Our new policy against cancer and 40 pernicious diseases is not just a product; it's your guide.

Collective Life Rent Insurance
Group Insurance
Members of cooperative of housing plan

Pays the monthly next payment up to a year and a life insurance in case of death.

Life Insurance for Involuntary Unemployment of Credit to the Consumer
Group Insurance
Cooperative members less than 65 years that acquire a loan.

The Policy offers a benefit that guarantees the monthly payment of the debtor’s loan in case of losing their employment involuntary means.

We can't find your product, please contact us directly to make sure you get what you need.
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You only have one life, SECURE IT! -
You only have one life, SECURE IT! -