Accidental Death and Dismemberment Insurance with Other Benefits
Provides compensation payment for hospitalization, compensation while using the seat belt, compensation while driving, and expenses incurred for medical treatment in an emergency.
![](https://cdn.prod.website-files.com/627bc1fd60d9e357b0ffd126/62ba008527c9e0acd93d3e46_cosvi-023.jpg)
Product summary
Individual, couples, father with two children and family plan.
The accidents may occur in the most unexpected moments. For this reason, is important that you are prepared, securing your well-being and your family.
This insurance paid a specific amount in the case of an accident that results in losses under this policy's coverage. It also pays for hospital indemnities, medical and emergencies, and the purchase of any prosthetics.
Benefits
- Is an insurance that pays a specified amount in the event of an accident, if the insured suffers any loss due to death, sight, hearing, sound, dismemberment, or the use of seat belts or the benefits of seat belts or travel.
- It also pays the insured for hospitalization, emergency medical bills, and the purchase of a prosthetic limb for any injuries sustained because of the accident.
![Accidental Death and Dismemberment Insurance with Other Benefits](https://cdn.prod.website-files.com/627bc1fd60d9e357b0ffd126/62bc73ebcede11f4d097138a_cosvi-img-029.jpg)
Contract dispositions
- No medical exams are required.
- Death insurance, loss of vision, hearing voices, and accidental dismemberment.
- Amount of coverage available in multiples of 10,000 up to 100,000.
![Accidental Death and Dismemberment Insurance with Other Benefits](https://cdn.prod.website-files.com/627bc1fd60d9e357b0ffd126/62bc746acede11ab959714b8_cosvi-img-042.jpg)
Payment methods
These are the payment methods available to purchase your plan.
Frequently asked questions
We leave you some of the most frequently asked questions about our plans
To acquire a life or accident insurance does it require a medical exam?
There are no insurance alternatives that guarantee emissions, so you can get insurance without a medical exam. It absorbs savings for future or health problems.
Does a jointly coverage exists under the Funeral coverage?
Yes, it exists the jointly coverage (contract that cover more than one life).
Is it necessary to pre-certificate the services under School and Special Accidents Policy?
No, is a policy of reimbursement, why which no services are pre-certified.
What if I want to purchase an additional cover?
You can contact the Life Insurance Cooperative of Puerto Rico, COSVI at 787-751-7373 where an Authorized Representative will guide you on the insurance policies and endorsements that we have available. You can also contact your insurance agent directly.
Which are the minimum hours that I could he hospitalized to be covered under Hospipago Policy?
You should stay in the emergency room for at least 24 hours. The minimum length of stay will start to be covered once the hospital orders it.
How much time do I have to settle a claim for death or inability?
You should settle your claim no later than 24 months from the date of your death or incapacity.
Steps to acquire your insurance
In just three steps, you can get the policy you are looking for.
![Imagen del sitio web de COSVI, compañía de seguros en Puerto Rico.](https://cdn.prod.website-files.com/6279720bd245bbd386d1c6d1/62a2a564649b2852de036421_cosvi-img-0031.jpg)
![Imagen del sitio web de COSVI, compañía de seguros en Puerto Rico.](https://cdn.prod.website-files.com/6279720bd245bbd386d1c6d1/62ba02abbcb9913b520684e5_cosvi-007.jpg)
![Imagen del sitio web de COSVI, compañía de seguros en Puerto Rico.](https://cdn.prod.website-files.com/6279720bd245bbd386d1c6d1/62a2a563cdb02dc120ea284f_cosvi-img-0047.jpg)
Initial Consultation
In your initial orientation appointment, the objective is to establish good relations hear youcarefully and make adequate questions to know which you are needs a free consultation.
Evaluation
Depending on your needs, we evaluate the different products beneficial for you.
Presentation
Besides your resume, we will continue to evaluate all information provided to recover your situation and confirm your needs. We propose an action plan that identifies and explains different products and alternatives that meet your needs. If you agree with our recommendations, we help you get the product.
Orientación Inicial
En la cita inicial el objetivo es establecer una buena relación, escucharle detenidamente y hacerle las preguntas adecuadas para saber cuáles son sus necesidades.
Evaluación
Dependiendo sus necesidades, se evaluarán los diferentes productos de mayor beneficio para usted.
Presentación
Además, de resumir la situación, confirmar sus necesidades se procede a evaluar toda la información provista, se presenta un plan de acción en el que se identifican y explican los diferentes productos y alternativas que satisfagan sus necesidades. Si usted está de acuerdo con las recomendaciones, se le ayuda adquirir el producto.
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